:root{
  --navy:#0E2C8E; --navy-900:#0A1F63; --navy-50:#EEF2FB;
  --green:#4E8E20; --green-600:#437A1B; --green-50:#EFF6E9;
  --ink:#16203A; --muted:#5A6378; --line:#E2E6EF; --bg:#F7F8FB; --white:#fff;
  --radius:14px;
  --display:'Cabinet Grotesk',system-ui,sans-serif;
  --body:'General Sans',system-ui,sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--body);color:var(--ink);background:var(--white);line-height:1.6;font-size:17px;-webkit-font-smoothing:antialiased}
a{color:inherit}
img{max-width:100%;display:block}
.wrap{max-width:1160px;margin:0 auto;padding:0 24px}
h1,h2,h3{font-family:var(--display);line-height:1.08;letter-spacing:-0.015em;color:var(--navy-900)}
h2{font-size:clamp(1.9rem,3.4vw,2.6rem);margin-bottom:14px}
.eyebrow{display:inline-block;font-weight:600;font-size:.8rem;letter-spacing:.12em;text-transform:uppercase;color:var(--green)}
.lead{color:var(--muted);font-size:1.08rem;max-width:620px}

/* Buttons */
.btn{display:inline-flex;align-items:center;gap:10px;font-weight:600;text-decoration:none;border-radius:999px;padding:15px 26px;transition:transform .15s ease,background .2s ease,box-shadow .2s ease;font-size:1rem;border:2px solid transparent}
.btn-primary{background:var(--green);color:#fff;box-shadow:0 8px 20px -8px rgba(78,142,32,.6)}
.btn-primary:hover{background:var(--green-600);transform:translateY(-1px)}
.btn-ghost{border-color:var(--navy);color:var(--navy);background:#fff}
.btn-ghost:hover{background:var(--navy-50)}
.btn svg{width:18px;height:18px}

/* Top bar */
.topbar{background:var(--navy-900);color:#DCE3F7;font-size:.88rem}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;gap:16px;padding-top:9px;padding-bottom:9px;flex-wrap:wrap}
.topbar strong{color:#fff}
.topbar a{text-decoration:none;color:#fff;font-weight:600}

/* Header */
header.site{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;padding-top:12px;padding-bottom:12px}
.logo img{height:52px;width:auto}
.head-cta{display:flex;align-items:center;gap:18px}
.head-phone{font-weight:600;color:var(--navy);text-decoration:none;display:flex;align-items:center;gap:8px;white-space:nowrap}
.head-phone svg{width:18px;height:18px;color:var(--green)}
header .btn{padding:11px 20px;font-size:.95rem}

/* Hero */
.hero{position:relative;overflow:hidden;background:
  radial-gradient(900px 500px at 95% -10%,rgba(78,142,32,.14),transparent 60%),
  radial-gradient(700px 500px at -10% 110%,rgba(14,44,142,.10),transparent 60%),var(--bg)}
.hero .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center;padding-top:72px;padding-bottom:84px}
.pill{display:inline-flex;align-items:center;gap:8px;background:#fff;border:1px solid var(--line);padding:7px 14px;border-radius:999px;font-size:.85rem;font-weight:600;color:var(--navy);margin-bottom:22px}
.pill .dot{width:8px;height:8px;border-radius:50%;background:var(--green);box-shadow:0 0 0 4px rgba(78,142,32,.18)}
.hero h1{font-size:clamp(2.5rem,5.4vw,4.1rem);margin-bottom:20px}
.hero h1 em{font-style:normal;color:var(--green)}
.hero .lead{margin-bottom:30px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:30px}
.trust{display:flex;gap:26px;flex-wrap:wrap;color:var(--muted);font-size:.92rem}
.trust span{display:flex;align-items:center;gap:8px}
.trust svg{width:18px;height:18px;color:var(--green);flex:none}

/* Hero card */
.enroll-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:30px;box-shadow:0 30px 60px -30px rgba(10,31,99,.35);position:relative}
.enroll-card::before{content:"";position:absolute;inset:0 0 auto 0;height:6px;border-radius:22px 22px 0 0;background:linear-gradient(90deg,var(--navy),var(--green))}
.enroll-card h3{font-size:1.35rem;margin-bottom:4px}
.enroll-card .sub{color:var(--muted);font-size:.93rem;margin-bottom:20px}
.qr-box{display:flex;gap:18px;align-items:center;background:var(--navy-50);border-radius:var(--radius);padding:16px;margin-bottom:20px}
.qr-box img{width:132px;height:132px;background:#fff;border-radius:10px;padding:6px;flex:none}
.qr-box p{font-size:.92rem;color:var(--ink)}
.qr-box p strong{display:block;font-family:var(--display);font-size:1.1rem;color:var(--navy-900);margin-bottom:4px}
.enroll-card .btn{width:100%;justify-content:center}
.agent-mini{display:flex;justify-content:space-between;gap:10px;margin-top:18px;padding-top:18px;border-top:1px dashed var(--line);font-size:.9rem;color:var(--muted)}
.agent-mini b{color:var(--ink);display:block;font-size:.98rem}

/* Dates strip */
.dates{background:var(--navy);color:#fff}
.dates .wrap{display:grid;grid-template-columns:repeat(3,1fr);gap:0;padding-top:0;padding-bottom:0}
.date{padding:30px 28px;border-left:1px solid rgba(255,255,255,.14)}
.date:first-child{border-left:0}
.date .d{font-family:var(--display);font-size:1.9rem;font-weight:800;line-height:1.1}
.date .d small{font-size:1rem;font-weight:700;color:#B9E08F;display:block;letter-spacing:.06em;text-transform:uppercase;margin-bottom:4px}
.date p{color:#C9D3F2;font-size:.95rem;margin-top:6px}

section{padding:92px 0}
.section-head{margin-bottom:46px}

/* Benefits */
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{border:1px solid var(--line);border-radius:var(--radius);padding:28px;background:#fff;transition:border-color .2s,transform .2s}
.card:hover{border-color:#C7D0E6;transform:translateY(-2px)}
.icon{width:48px;height:48px;border-radius:12px;display:grid;place-items:center;background:var(--green-50);color:var(--green);margin-bottom:18px}
.icon.navy{background:var(--navy-50);color:var(--navy)}
.icon svg{width:24px;height:24px}
.card h3{font-size:1.25rem;margin-bottom:8px}
.card p{color:var(--muted);font-size:.97rem}

/* Steps */
.steps-sec{background:var(--bg)}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;counter-reset:s}
.step{background:#fff;border-radius:var(--radius);padding:30px;border:1px solid var(--line);position:relative}
.step .n{font-family:var(--display);font-weight:800;font-size:3rem;color:var(--green);line-height:1;margin-bottom:12px}
.step h3{font-size:1.2rem;margin-bottom:8px}
.step p{color:var(--muted);font-size:.97rem}
.steps-cta{margin-top:40px;display:flex;gap:14px;flex-wrap:wrap;align-items:center}
.steps-cta .note{color:var(--muted);font-size:.9rem}

/* Checklist */
.split{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:start}
.checklist{list-style:none;display:grid;gap:14px}
.checklist li{display:flex;gap:14px;align-items:flex-start;padding:16px 18px;border:1px solid var(--line);border-radius:12px;background:#fff}
.checklist svg{width:22px;height:22px;color:var(--green);flex:none;margin-top:2px}
.checklist b{display:block;color:var(--ink)}
.checklist span{color:var(--muted);font-size:.93rem}

/* Agent */
.agent{background:linear-gradient(135deg,var(--navy-900),var(--navy));color:#fff;border-radius:26px;padding:52px;display:grid;grid-template-columns:1.2fr .8fr;gap:48px;align-items:center;position:relative;overflow:hidden}
.agent::after{content:"";position:absolute;right:-120px;bottom:-120px;width:360px;height:360px;border-radius:50%;background:radial-gradient(circle,rgba(78,142,32,.45),transparent 70%)}
.agent h2{color:#fff}
.agent .eyebrow{color:#B9E08F}
.agent p{color:#D3DBF4;max-width:520px}
.agent-details{display:grid;gap:12px;margin:26px 0 30px}
.agent-details div{display:flex;gap:12px;align-items:center;font-size:1.02rem}
.agent-details svg{width:20px;height:20px;color:#B9E08F;flex:none}
.agent-details a{color:#fff;font-weight:600;text-decoration:none}
.agent .btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.5)}
.agent .btn-ghost:hover{background:rgba(255,255,255,.08)}
.agent-qr{background:#fff;border-radius:20px;padding:24px;text-align:center;color:var(--ink);position:relative;z-index:1;max-width:300px;justify-self:end;width:100%}
.agent-qr img{width:100%;max-width:220px;margin:0 auto 12px}
.agent-qr b{font-family:var(--display);font-size:1.2rem;color:var(--navy-900);display:block}
.agent-qr span{font-size:.88rem;color:var(--muted)}

/* FAQ */
.faq{max-width:820px}
details{border-bottom:1px solid var(--line);padding:20px 0}
summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:20px;font-weight:600;font-size:1.08rem;color:var(--navy-900)}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";font-size:1.5rem;line-height:1;color:var(--green);transition:transform .2s}
details[open] summary::after{transform:rotate(45deg)}
details p{color:var(--muted);margin-top:10px;max-width:720px}

/* Final CTA */
.final{background:var(--green-50);text-align:center}
.final h2{max-width:720px;margin:0 auto 14px}
.final .lead{margin:0 auto 30px}
.final .hero-actions{justify-content:center;margin-bottom:0}

footer{background:var(--navy-900);color:#AEB9DD;font-size:.86rem;padding:44px 0 34px}
.foot-top{display:flex;justify-content:space-between;gap:30px;flex-wrap:wrap;padding-bottom:26px;border-bottom:1px solid rgba(255,255,255,.12);margin-bottom:22px}
.foot-logo{background:#fff;border-radius:12px;padding:10px 14px;display:inline-block}
.foot-logo img{height:40px}
.foot-contact{color:#fff;line-height:1.8}
.foot-contact a{text-decoration:none;font-weight:600}
.disclaimer{max-width:900px;line-height:1.65}

/* Mobile sticky CTA */
.mobile-cta{display:none}

:focus-visible{outline:3px solid var(--green);outline-offset:3px;border-radius:6px}

@media (max-width:960px){
  .hero .wrap,.split,.agent{grid-template-columns:1fr}
  .hero .wrap{padding-top:48px;padding-bottom:60px;gap:40px}
  .grid-3,.steps{grid-template-columns:1fr}
  .dates .wrap{grid-template-columns:1fr}
  .date{border-left:0;border-top:1px solid rgba(255,255,255,.14);padding:22px 4px}
  .date:first-child{border-top:0}
  .agent{padding:34px 26px}
  .agent-qr{justify-self:start}
  section{padding:68px 0}
}
@media (max-width:640px){
  body{font-size:16px}
  .logo img{height:38px}
  .head-cta .btn,.head-phone span{display:none}
  .topbar .wrap{justify-content:center;text-align:center}
  .topbar .tb-right{display:none}
  .qr-box{flex-direction:column;text-align:center}
  .agent-mini{flex-direction:column}
  .mobile-cta{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:30;gap:10px;padding:10px 14px calc(10px + env(safe-area-inset-bottom));background:#fff;border-top:1px solid var(--line);box-shadow:0 -10px 24px -14px rgba(10,31,99,.3)}
  .mobile-cta .btn{flex:1;justify-content:center;padding:13px 10px;font-size:.95rem}
  footer{padding-bottom:100px}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}