Houston, TX · 2027 Open Enrollment
ACA health insurance agent serving Houston, TX
Larry Hamilton is a licensed Texas health insurance agent (NPN 11384312) who has helped Marketplace clients since 2014. He helps people across Harris, Fort Bend, Montgomery, Brazoria and Galveston counties enroll in Obamacare plans through HealthCare.gov, including Houston, Katy, Sugar Land, Pearland, Pasadena, The Woodlands, Spring, Baytown and League City. Everything is handled by phone and online, so you get one-on-one help without an office visit and at no extra cost.
2027 Open Enrollment dates
Open Enrollment for 2027 coverage runs November 1, 2026 – January 15, 2027. Enroll by December 15 for coverage that starts January 1.
Why Bronze or Gold can beat Silver in Texas
Texas requires insurers to price Silver plans higher. For many Houston households with tax credits, that makes some Bronze and Gold plans cost less than you'd expect. I'll show you the numbers side by side before you choose.
Who I help in the Houston area
- Energy, construction and petrochemical contractors without benefits
- Self-employed people and small-business owners
- Restaurant, retail and gig workers
- Early retirees who aren't yet 65
- Cigna members who need a new plan for 2027
What changes for 2027 in Texas
Texas has about 13 Marketplace insurers for 2027, and the average proposed increase is about 13.1% before subsidies. Cigna and Baylor Scott & White Health Plan are leaving, so their members must pick a new plan. See insurers leaving in 2027.
Your doctors and hospitals
Networks can differ a lot from plan to plan. Before you choose, I'll help you check whether your doctors and preferred hospitals, such as Memorial Hermann, Houston Methodist and HCA Houston Healthcare, are in the plan's network.
Medicaid in Texas
Texas has not expanded Medicaid, so many adults with income below the poverty level don't qualify for Medicaid or Marketplace tax credits. I'll help you see what options you have.
Call 803-851-3589 (calls only) or compare plans by ZIP code.
More Texas details: Texas ACA health insurance agent · Insurers leaving the Marketplace in 2027
Frequently asked questions
Is there an ACA health insurance agent for Houston?
Yes. Larry Hamilton (NPN 11384312) is licensed in Texas and helps Houston-area residents enroll in Marketplace plans by phone or online at no extra cost.
Can I keep my Memorial Hermann or Houston Methodist doctor?
It depends on the plan. Networks differ by insurer and plan, so Larry will help you check your doctors and hospitals before you enroll.
Does it cost more to use an agent in Houston?
No. Marketplace premiums are the same with or without an agent. Agents are paid by the insurance company.