Open Enrollment for 2027 coverage: November 1, 2026 – January 15, 2027
Questions? Call 803-851-3589

Columbia, SC · 2027 Open Enrollment

ACA health insurance agent serving Columbia, SC

Columbia residents can get one-on-one Marketplace help from Larry Hamilton, a licensed agent based just down the road in Lexington. Since 2014 Larry has helped people in Richland and Lexington counties compare and enroll in Obamacare plans, from downtown and Forest Acres to Northeast Columbia, Blythewood and Irmo.

Who this helps in Columbia

  • Contract and part-time workers without employer benefits
  • Gig and rideshare drivers
  • Small-business owners and the self-employed
  • Early retirees who aren't yet 65
  • Families comparing a spouse's employer plan with a Marketplace plan

What changes for 2027

Open Enrollment runs November 1, 2026 – January 15, 2027. Proposed South Carolina increases range from about 11% to 45% by insurer, and the 400% of poverty "subsidy cliff" is back. If your household income is near that line, an accurate income estimate matters. See the 2027 subsidy income limits.

Your doctors and hospitals

Larry will help you check whether your doctors and hospitals, such as Prisma Health and Lexington Medical Center, are in a plan's network before you enroll.

Call 803-851-3589 (calls only) or compare plans by ZIP code.

More South Carolina details: South Carolina ACA health insurance agent · Lexington, SC

Frequently asked questions

Is there an ACA health insurance agent near Columbia, SC?

Yes. Larry Hamilton (NPN 11384312) is a licensed agent based in Lexington who helps Columbia and Richland County residents enroll in Marketplace plans by phone or online at no extra cost.

Does it cost more to use an agent in Columbia?

No. Marketplace premiums are the same with or without an agent. Agents are paid by the insurance company.

Last updated October 4, 2026. Plan prices, insurers and rules can change. Always confirm details for your ZIP code before you enroll.

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